Making Money is Not Easy

Making money is difficult as most of us know. But spending money is liken to drinking water. That is why, we need to make a concerted effort to save up as much as we can so that our money will last us a lifetime. We need to be financially independent and not rely on other people for cash in our old age. We should endeavor to save up more if possible considering that inflation will reduce the value of paper money over time. The trick is to beat the rate of inflation which is hovering around 4% per annum.