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Friday, December 9, 2011

Multiple Sources of Income

I have a few sources of income. They are mainly from my full time job working in a home office and also from my portfolio income which includes my Fixed Deposits, Bonds and Gold Passbook Account with Public Bank. On average, I get more than $1,000.00 from my portfolio income, doing nothing at all. This is much better than investing in the share market where you have to know the PE ratios and read lots of financial books and news to know what to invest and sell. At least I know I can sleep peacefully at night and that my money is secure and will increase slowly but surely over time.

Wednesday, December 7, 2011

Seo Lincoln

You might like to know that Seo Lincoln offers premier SEO services for your blogs and web sites. They use various techniques to create buzz and awareness of your business or web sites so that the world will know your products and services. It does not have to be expensive and could be very affordable. Count this as a form of investment for your online ventures.

SEO Training Videos

As a general rule, you need to allocate one third of your budget for website development, one third for search engine optimization and promotion or advertisement and the final one third for web site maintenance. You can check out seo training videos on how to promote and optimize your web sites for the search engines. This is abbreviated at SEO.

I was a freelance web designer and learnt all my skills by joining an active forum where all the web designers come together and help each other out. Milking the internet is possible if you are equipped with the right skills and have prior training.

Moonlighting at Home

Besides holding a full time job in my home office, I also moonlight now and then by writing articles, rewriting them, signing up for programmes, and doing paid blog posts. I also offer virtual assistance working as an online secretary and doing internet research work. Just the last month, I was paid USD 250 for 25 hours of work at USD 10 per hour from a client in Australia. He was a businessman travelling frequently and he contacted me directly from a VA web site. I don't have to pay anything or bid with fellow competitors as in oDesk or eLance web sites.

This is my additional source of income from the internet. It is like cash cow to me where I milk the internet very often to save up for my retirement down the road.

Health Insurance

I am a firm believer of buying health insurance. This is because I received a lump sum payment for my health condition from my CPF or Central Provident Fund account from an insurance company in Singapore. My doctor wrote a detailed report that was convincing and in the end, they remitted the funds into my account after much deliberation. I am blessed with financial matters and I now work comfortably from my home office while staying with my parents.

Currently, I now have 4 different insurance policies which I pay monthly for around $700 or so. Some of them are endowment plans while others are purely life insurance plans. Both my younger sisters are also well insured and my second sister has gone for a foot operation - all fully paid for by her health insurance company including some bonus as a reward.

Working in My Home Office

I am happy to say that I have been working successfully from my home office since February 2004. And the best part is that my boss found me from the internet. He is also my fellow citizen and is now my business partner. Initially it started out as he being my web site client and I charged him quite reasonable rates for his 15-page web site. He paid me promptly and that is how we progressed from there.

My home office is equipped with a laptop computer that I work on every day, a desktop computer as a spare computer, a LCD monitor, a multi-functional printer with scanner and copier, a fax machine and a digital camera. So, you can consider it as a complete small office home office (soho) setup. I also offer virtual assistance now and then when potential clients contact me via the internet.

Chicago Auto Insurance

I have a company car which is an olive green Myvi that I have been using since 2007. I use it mainly to pay worker's EPF and SOCSO for the monthly contributions. I love driving my company car as it is fully automatic and easy to navigate around. In fact it is one of the best selling models in my country. I also used chicago auto insurance to have it insured against damage and accidents. It is one of the best vehicle that I own and my dad has been using it as well for his church activities.