Meeting up with a Sports Coach Later

Later this evening, I will follow my boss to meet up with a sports coach in Sungai Petani, Kedah for potential projects that he will bring to us. It will be around 2:00pm. We have known the coach for quite some time now and have previously met up with him at The Curve in Kuala Lumpur where Nicol David was playing squash and won the match at that time. I get to witness her splendid performance for free. She is the darling of Malaysian squash bringing dignity and name to my country.

Furniture

I am in the midst of preparing to furnish my new apartment with tch Furniture and have paid $1,399.00 for an L-shaped furniture which is to arrive after Christmas. My kitchen cabinets are settled, dining table and chairs are paid including bedroom set also purchased. I also bought a 32-inch LCD television and hall cabinet. The lights are also paid in full and now waiting for the installer to come and install the lights for all the rooms and a door bell outside. I cannot wait for my apartment to be fully furnished so that I can chill out during the evenings and perhaps rent it out one day for some income.

Multiple Sources of Income

I have a few sources of income. They are mainly from my full time job working in a home office and also from my portfolio income which includes my Fixed Deposits, Bonds and Gold Passbook Account with Public Bank. On average, I get more than $1,000.00 from my portfolio income, doing nothing at all. This is much better than investing in the share market where you have to know the PE ratios and read lots of financial books and news to know what to invest and sell. At least I know I can sleep peacefully at night and that my money is secure and will increase slowly but surely over time.

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SEO Training Videos

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I was a freelance web designer and learnt all my skills by joining an active forum where all the web designers come together and help each other out. Milking the internet is possible if you are equipped with the right skills and have prior training.

Moonlighting at Home

Besides holding a full time job in my home office, I also moonlight now and then by writing articles, rewriting them, signing up for programmes, and doing paid blog posts. I also offer virtual assistance working as an online secretary and doing internet research work. Just the last month, I was paid USD 250 for 25 hours of work at USD 10 per hour from a client in Australia. He was a businessman travelling frequently and he contacted me directly from a VA web site. I don't have to pay anything or bid with fellow competitors as in oDesk or eLance web sites.

This is my additional source of income from the internet. It is like cash cow to me where I milk the internet very often to save up for my retirement down the road.

Health Insurance

I am a firm believer of buying health insurance. This is because I received a lump sum payment for my health condition from my CPF or Central Provident Fund account from an insurance company in Singapore. My doctor wrote a detailed report that was convincing and in the end, they remitted the funds into my account after much deliberation. I am blessed with financial matters and I now work comfortably from my home office while staying with my parents.

Currently, I now have 4 different insurance policies which I pay monthly for around $700 or so. Some of them are endowment plans while others are purely life insurance plans. Both my younger sisters are also well insured and my second sister has gone for a foot operation - all fully paid for by her health insurance company including some bonus as a reward.