Housing Loan Fees

Tomorrow, I shall be meeting with the developer's lawyer to collect my S & P agreement signed middle of last year and to pay the lawyer $4,300 in legal fees for the bank loan from RHB for my second condo, The Wave - touted to be phase 3 project by Ivory Properties. It is very costly and my first condo's bank loan fees was borne by the developer, thus saving me thousands plus 5% discount of the unit during Hari Raya promotion for the bumiputera, of which I received gleefully. Now everything costs money and things are rather exorbitant now. When I bought the second condo, it was about $800 per sq ft which has now gone up to $1,100 per sq. ft.

Magnetic Resonance Imaging

I went for MRI scan the other day for the pain on my left arm and it was diagnosed as supraspinatus tendonitis. In layman's term, it is inflammation of the tendons which join the muscles to the bone. I was inside the machine for like eternity, a wholesome 20 minutes hearing noises. It uses sound waves together with magnetic waves to form images slice by slice. Each slice takes about 2 minutes to form, so imagine the number of images made during the boring 20 minutes of lying down without any movement, other than breathing. The cost? A whopping $800 for the session of which I am going to claim from my one and only insurance company, Prudential. Still going for physiotherapy frequently for faster healing.

I Love the Internet

I love milking the internet - my cash cow since I signed up for my first broadband. Just the other day, I got S$15 for a 10 minute job and this converts to RM40 in my local currency. Still on the lookout for more online work such as this and preferably for long term ones that I can comfortably handle. As I work in a home office, it suits me perfectly well besides getting to take power naps in between work. My life is now blessed and a 180 degree-turn since I met my boss online, who is now my best friend. He started out as my website client, and then eventually employed me to work at home for his sports surfacing business.

Chinese New Year in Hatyai

I went to Hatyai during Chinese New Year 2014 with my mum and youngest sis. Dad stayed back and lived the life of a bachelor for the few days we were away. We departed by chartered van at 5:30am in the morning from our house and arrive Hatyai around 9:30am. Surprisingly, there was no one in sight, probably due to the bomb scare in Southern Thailand two days before Christmas. Hence, this time round during the festive CNY, there were hardly any tourists from Malaysia. Most prefer to stay put considering all the hoo-ha and revolt to topple the Ying Luck government.

VPN service

I just came back from lunch today which is a Saturday afternoon. Had plenty of work this morning doing printing and typing of quotations in Word and Excel format. Sometimes, I think my boss needs to hire an extra help and assist me in my work. Otherwise, everything piles up on me and when he is in a foul mood, then beware. You just cannot please everyone and never raise the expectations of your boss if possible. In the meantime, you can check out Disappear VPN service, which I happen to surf around this morning and to you click to check out more information. Tomorrow will be pun choy and free yee sang for dinner at Xuan Xin together with my family. We decided to book early to avoid the Chinese New Year rush where all tables will be fully booked by then. Also got some mandarin oranges in a big carton of box for the New Year.

Going to Hatyai

After my recent trip to Europe, I shall be going to Hatyai by bus during Chinese New Year with mum and youngest sis. We shall be staying for 3 days and 2 nights, departing at 5:30am in the morning when the chartered van comes to pick us up from our house. I plan to get some cosmetics and maybe some bras. As usual, we don't miss our foot massage at a place near the hotel. I hope and pray that Hatyai will be safe from the chaos in Bangkok to overthrow the government of Ying Luck. Chinese New Year is a time I stay with my family at their house since my spouse will be away for a couple of days. I just hope he gets back soon and continue the normal routine as always.

Going to UK Tonight

Tonight, the plane will depart to KLIA from Penang at 9:45pm before the long haul direct flight to Heathrow Airport in London, arriving tomorrow morning. I will spend about 11 hours on board the flight and spend Christmas during winter in Vatican City, Rome, Italy. I have sponsored my 2 younger sisters for this long-awaited trip to Europe since 2007. I shall be visiting 7 countries - United Kingdom, Belgium, Luxembourg, Switzerland, Austria, Italy and France. Just pray that my big luggage with food and clothing will arrive safely and not pilfered at the airport by coveting staff. Also pray that I will eventually return to Penang safely with all my items intact. This trip easily costs me $20k for the 3 of us, not including extra expenses for food and tips, souvenirs, etc.